Friday, May 12, 2006

EMC enlightened me with Citibank.
My experience so far...

-> In addition to the usual debit card, they'll send you all the other scheme cards (Indian Oil, grocery, Shoppers Stop Card) also. Your consent is not required for this.
And will gladly charge you Rs.499 (+taxes) each card.

-> You are also supposed to have a Citibank Gold Cash Back credit card.(they need not ask you for this).
Oh yes, if you deny the card, they'll make it "lifetime free" for you (being an "esteemed customer" with *good track record*).
Your life time is one year. After that they'll charge you Rs.1000 (+taxes) as renewal charges for the card.

-> You are also supposed to take a personal loan from them. Otherwise they'll bug you calling every other day.
Adding yourself to Citibank's DND(do not disturb) list does not help!

-> And, if by any chance, you have visited any of their branches for cash transactions, don't be surprised if you have been charged Rs.100 (+taxes) as personal banking charges.
(you can get this reverted back by placing a request though)...